Partners for Growth (PFG) structures commercial lending loans that are specifically tailored to our clients’ individual needs. This often means very different debt solutions and structures; lines of credit, revolving loans, term loans, or convertible debt. Use of the proceeds also varies greatly and includes; acquisition finance, general working capital, growth capital, equipment and other asset purchases, and management buyouts. Our loans are properly structured to participate in the enterprise value creation through stock options/warrants or convertible debt. Our philosophy is to work closely with our clients to determine an appropriate level of debt solution support, customize it for their company situation, and allow flexibility for future company growth. Since we have equity upside through our stock warrant/convertible debt feature, we do everything we can to help our companies achieve growth objectives that they have set forth.