Partners for Growth (PFG) structures commercial lending loans that are specifically tailored to our clients’ individual needs. This means very different debt solutions and structures; lines of credit, revolving loans, term loans, or convertible debt. Use of the proceeds also varies greatly and includes; growth capital, acquisition finance, general working capital, equipment and other asset purchases, and management buyouts. Our loans are structured to participate in the enterprise value creation through equity warrants or convertible debt. Our philosophy is to work closely with our clients to determine a solution that provides an appropriate level of debt support to enable future growth plans, customized and flexible for each company’s situation. Since we have equity upside through our stock warrant/convertible debt feature, we do everything we can to help our companies achieve growth objectives that they have set forth.