Tribal Credit

A powerful suite of FinTech tools, with innovation on its side.

"The team at PFG took the time to understand our business model, our potential growth avenues, and what was most important for us to lay the foundation for that future growth. We were pleased to work with a collaborative group like PFG that was willing to develop a relationship early and structure a debt facility that allowed us to expand across regions and build new products."

- Duane Good, President, Tribal Credit

Tribal Credit is a financing and payments company built for emerging-market SMBs looking for a better way to pay and finance business expenses and increase their financial efficiency. The US-based company provides modern payment methods like multi-currency physical and virtual business Visa cards, local and international wires, short-term financing, and a powerful spend management platform to track and control expenses—all in one seamless interface. 


Not shackled by legacy infrastructure, Tribal was able to build a streamlined payment and spend management platform that was nimble and responsive to the ever-changing customer needs of its startup and high-growth small and medium size enterprise customer base. Solves were created from customer onboarding to cross-border payments headaches that plague startups in regions with less dynamic commercial banking markets. Though still early in its growth journey, the company had proved its products and demonstrated a successful early track record. However, it was not yet at the stage or scale required to access debt funding from traditional banks or securitization investors.


PFG recognized the deep domain expertise across the leadership team and the customer first orientation that drove the business. Though the company lacked a multi-year operating history, PFG was keen to help fund the on-going expansion and provide the growth capital for Tribal to build on its successes. The growth roadmap and product expansion that the company began to execute allowed PFG to assess the growth opportunity and structure a debt facility with ample expansion capacity to provide funding for future growth of the platform.  Tribal Credit has since increased its revenue by 5x, while empowering thousands of emerging market SMEs to compete in global markets, with over $500M in global payments and credit. 

No compensation was received by any individual or company for their views and thoughts expressed. The individuals or companies are not investment advisory clients of PFG.

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30+ Year Global Strategic Partner

SVB is a leading American bank providing products, services and strategic advice for businesses at every stage. They operate as a go-to commercial bank for start-ups and established corporations, offering venture funding, private banking & wealth advising. SVB is the largest lender to technology companies globally.

SVB has built its reputation as the financial partner of the innovation economy – helping individuals, investors and the world’s most innovative companies achieve extraordinary outcomes.
PFG and SVB have maintained an official strategic partnership since the late 1980’s. We have collaborated together as co-lenders and extended each other's ability to reach new markets and provide deeper capital to high-growth companies.

PFG and SVB have provided growth debt across the U.S. & Canada, Europe, Middle East, Asia, and Latin America, where we co-manage a Venture Debt Latin America Growth Lending Fund.

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IFC — a member of the World Bank Group — is the largest global development institution focused on the private sector in emerging markets. IFC works in more than 100 countries, using its capital, expertise, and influence to create markets and opportunities in developing countries, leveraging the power of the private sector to end extreme poverty and boost shared prosperity.

PFG and IFC are strategic partners where we extend IFC’s direct venture and VC funding, collaborating on fintech and tech lending across global growth markets.

10+ Year Global Strategic Partner

Aims to be the partner of choice for the private sector in Latin America and the Caribbean. They finance projects to advance clean energy, modernize agriculture, strengthen transportation systems and expand access to financing.

IDB Invest, a member of the IDB Group, is a multilateral development bank committed to promoting the economic development of its member countries in Latin America and the Caribbean through the private sector. IDB Invest finances sustainable companies and projects to achieve financial results and maximize economic, social, and environmental development in the region. With a portfolio of $16.3 billion in asset management and 347 clients in 25 countries, IDB Invest provides innovative financial solutions and advisory services that meet the needs of its clients in a variety of industries.

PFG leads a joint venture with IDB Invest that provides debt capital to emerging innovative tech companies across the region via our Latin America Growth Lending Fund. The initiative brings investment expertise into LAC from top notch global players in this field.